May 22, 2013
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Housing affordability improves modestly across Canada: RBC Economics
After two consecutive quarters of deterioration, Canada's housing affordability has improved modestly in the third quarter, according to the latest Housing Trends and Affordability Report released today by RBC Economics. "Elevated uncertainty relating to the European sovereign-debt crisis and the downside risk for economic growth have contributed to keeping interest rates at low levels," said Craig Wright, senior vice-president and chief economist, RBC. "The lower interest rate environment - which also includes mortgage rates - has played a part in slightly reducing the costs of owning a home in Canada in the third quarter."
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No. 1-Bush "saved" AIG. A purely private-sector enterprise, where bond traders--adults--went to get insurance on privately-issued bonds they bought of their own volition. You didn't know those bonds were federally insured--at least under the Bush Administration? Neither did I.Federal deficits--oh, don't me started. Bush had six years of R-Party domination in DC, and wasted every year.Iraq? A Saudi-financed and manned group of thug-punks hijacks some jets, and we occupy Itaq, at a cost of trillion dollars or so. Then we establish a Islamic-Shiite state, which will likely make alliance with Iran (a Shiite state). Maliki loves Ahmendinijed, and the feeling is mutual. Yeah, Iraq really went to bat for democracy in Iran in the last fraud election, right? We did not establish a secular state in Iraq. Christians and Jews had to leave after the fall of Saddam (a horrible cretin), and women go back a century. I could go on. None of this fits with my free marketeer-libertarian-avoid-foreign-entanglements sentiments.Let's just face facts: Bush was excrement from the rotting bowels of the Rebublican Party. Obama may do better. Time will tell, but I am not hopeful. We seem to be getting in deeper in Afghanie and Pakistan. And forget the deficit. We need a new party. MBA online low interest credit cards
06/26/12, by MelissaReport Inappropriate Comment»
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"Bush "saved" AIG. A purely private-sector enterprise, where bond traders--adults--went to get insurance on privately-issued bonds they bought of their own volition. You didn't know those bonds were federally insured--at least under the Bush Administration? Neither did I.Federal deficits--oh, don't me started. Bush had six years of R-Party domination in DC, and wasted every year."...Hmmm, all very good points benny and I agree with them for the most part...George W had an extrodinary allergic reaction to the veto pen it seemed...Now this is to say the very least Benny very problematic: "Iraq? A Saudi-financed and manned group of thug-punks hijacks some jets, and we occupy Itaq, at a cost of trillion dollars or so. Then we establish a Islamic-Shiite state, which will likely make alliance with Iran (a Shiite state). Maliki loves Ahmendinijed, and the feeling is mutual"...This sounds completely New York Times like...As does this: "We did not establish a secular state in Iraq. Christians and Jews had to leave after the fall of Saddam (a horrible cretin), and women go back a century"...I know missionaries that have gone over there in the last three years and they AREN'T being bullied by the local islamists of either sect...Personally I think ALL of Robert Miller's comments are much more on target and accurate...None the less Benny, thanks for the reply... credit card application online accredited colleges
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It all depends on which part of the city you are looking at. Vancouver, the north shore, Burnaby, Richmond... you are going to pay a lot of money for a house. And this hasn't changed in 20 years or more.If you start to edge outwards a bit, Coquitlam, Surrey, you will start to find houses in the 400-500 range. Still expensive, but more manageable. There are certainly not a lot of first time home owners in these areas, however. Most are second or third homes from people that have upgraded from houses further out in to the suburbs.Move a bit farther in to Maple Ridge (400's), Mission (high 300's) and Abbotsford (400's) and you start to reach a more "reasonable" house price. If even that is a bit too steep, move further east to Chilliwack and you will start finding houses in the low to mid 300's.I grew up in Vancouver, so I came to accept that you just have to pay a lot of money for a house. My friends that still live there all live out in the eastern suburbs. The very few that have been able to buy a house closer to the city centre either have very high paying jobs or were able to drop a significant down payment on their home either through savings or, as is more often the case, a gift from mommy and daddy.I bought a house in Maple Ridge (1 hour east of Vancouver) in 1996 for $189k. Today that same house would be worth about $400k. In 12 years, that represents a compound rate 6.5%. Definitely well within the scope of a reasonable real estate price growth rate and not what I would consider a bubble.Vancouver has been expensive for decades and it will only continue to get worse. The city is crammed in between the US border, the ocean and the mountains to the north. The only developable land lies to the east, so first time home owners are finding themselves farther and farther from the city core to find themselves a reasonably priced home that they can afford. It's the laws of supply and demand... if you want to live close to the city core, you will pay the $$$ to do it. Otherwise, start looking eastward until you find a price point you can afford. auto insurance quote life insurance companies
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A letter to the editor in the NYT re Christians in Iraq:Iraq's Assyrian Christians; More of the same oldPublished: Tuesday, February 17, 2009Sign in to RecommendSign In to E-Mail Print Reprints ShareCloseLinkedinDiggFacebookMixxMySpaceYahoo! BuzzPermalinkIraq's Assyrian Christians To outside observers, the provincial elections recently held in Iraq were strictly a domestic affair, with internal groups vying for relative influence. For the Assyrian Christians of Iraq, however, the elections signified a desperate appeal to the international community.Amid the ongoing tragedy of persecution and mass expulsion, the Assyrian Christians spoke in unison through the ballot box: They insist on remaining in their indigenous homeland of Iraq, and only autonomy will guarantee their future there.After years of neglect, it is time for the United States to live up to its commitments and answer this plea.The Assyrians went to the polls with the trauma of the last six years very fresh in their minds.Since 2003, over 40 churches have been bombed by Islamic militants. Numerous priests have been murdered, including the Chaldean archbishop of Mosul, killed last year shortly after he reminded extremists that the Christians of Iraq predate Islam.Knowing that Assyrians lack militias or regional backers, terrorist groups understand that for every bomb and slain priest many Christians will flee their homes. And to this end, the militants have been dreadfully successful: While representing only 3 percent of the population, Assyrian Christians comprise over 20 percent of its refugees. Perhaps half of the pre-war Christian community has fled, in what one Iraqi bishop has dubbed a "campaign of liquidation."While some have touted the success of the "surge" in reducing violence, the targeting of Assyrians has not diminished.At the voting booth, Assyrians refused to abandon their rights. In Nineveh province, which includes Mosul and the Assyrian region of the Nineveh Plains, Christians voted overwhelmingly for the candidate put forward by the Chaldean Syriac Assyrian Popular Council.In 2007, I attended a conference in Erbil, Iraq, that established the Popular Council, which has united Assyrians of all denominations as well as six political parties representing our people. The objective of the Popular Council is to secure a constitutionally recognized autonomous region in Assyrians' ancestral lands.Unfortunately, the United States has thus far turned a blind eye to the Assyrians' plight. Today, despite all their efforts, the Assyrians cannot survive without the support of the international community and specifically that of the United States.The opposition from the dominant Iraqi factions and the violence that they wield are simply too much. Though he was not the one to begin this war, President Obama now bears responsibility for those so terribly devastated by it.For the sake and the future of my people in Iraq, I hope this responsibility is at last acknowledged and this plea fulfilled.Paul Isaac, Dubai, United Arab Emirates cheap auto insurance car insurance quote
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06/01/12, by oeqeafjaReport Inappropriate Comment»
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1. There is NOTHING on your card, EVER. There SHOULD be money in the ACCOUNT the card draws from.2. If the ATM is owned by your bank, there shouldn't be a fee ehietr way.3. You should ALWAYS KNOW how much is in your account. If you don't bother keeping track, you DESERVE to pay the ATM owner to find out.
06/01/12, by OkpulorReport Inappropriate Comment»
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